Good Credit, Bad Credit

After reading this thread on digg, I felt compelled to share some tips for managing your cash flow by using and abusing those nice credit card companies which send you junk mail every week.

Credit cards are a scam in many, many ways. First and foremost they’re a tax on people who pay cash at vendors who accept credit cards. If things were fair, people who paid cash would be given a 3-5% discount at the register.

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